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In this episode of the Believe in Banking podcast, Gina and Juliet discuss challenges and change in the community banking sector. Making up 97% of all financial institutions, community banks...
The Story: As racial disparities in the banking system persist, Black households are taking a proactive approach to making their money go further. Data from RFI Global and MacroMonitor finds...
While the share of unbanked households in the U.S. dropped to a record low in 2024, one out of three Black households remain unbanked, according to the FDIC. This data...
New FDIC data reveals need for expanded banking options for underserved communities 96% of all U.S. households are banked 76% of households have at least one credit card 66% of...
In the wake of new FDIC data, financial institutions are working to expand access to banking services locally and build trust among underbanked communities While the rate of the unbanked...
With features embedded directly in accounts, parents can more easily prioritize financial literacy and money management skills for their kids With the youngest members of Gen Z hitting their teenage...
The Story: New data from McKinsey finds that consumer optimism about the economy rose six percentage points in the fourth quarter of 2024, reaching its highest level over the past...
In this special guest episode of the Believe in Banking podcast, Gina and Juliet welcome Al Dominick, Partner with Cornerstone Advisors, a consulting services firm powered by data to deliver...
From staffing to branching, financial institutions prioritize fundamentals to achieve growth When asked what means of organic growth their financial institution engaged in, banking leaders reported: 63% Adding staff in...